This year has forced us all to take a good hard look at our finances. Yet before I decided to place the blame on the economy or politicians, I chose to look at where my money was being bled, closing gaps and start saving. I know it takes money to run a business, but no one has to break the bank. It amazed me to realize all of the services I pay for yet, don`t use. I might as well use the money I used to pay them as kindle for a fire. Not only was I able to find lower cost alternatives for  ...